1. EMV is here
After all the anticipation and strife leading up to the shift in credit-card liability, the Oct. 1 deadline to implement chip-and-dip readers came and went. Now, technically, any fraud liability has changed … but it’s complicated: For any fraud committed on an EMV-enabled card, but run on a regular magnetic-swipe machine, the operator is responsible. But there’s still considerable confusion around the new protocols. The National Restaurant Association advised operators not to panic and make any rash purchasing decisions when it came to upgrading their credit-card equipment—and it seems like most listened.