In the still of the night—er, Thanksgiving weekend—the Obama Administration announced it will delay the rollout of online marketplaces (called SHOP exchanges) where, under the Affordable Care Act, small business owners can shop for policies to cover employees. “Not much changes,” says Michelle Neblett, director of labor and workforce policy for the National Restaurant Association. Employers who wish to enroll in the exchanges will have to do so, as before, through a broker or insurance company.
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